Specialist Mortgages
Overseas Mortgages
Many of us dream about buying a property abroad but if you need a mortgage to do so, it can be a complex business. Going it alone and approaching a foreign bank for a mortgage can be fraught with difficulties, particularly if you don’t speak the local language. SPF has an international team with an extensive network of lenders and plenty of experience in placing mortgages overseas. Our minimum purchase price in Europe is €250,000 so whether you are buying your first holiday home, remortgaging an existing one or arranging finance on an international investment property, we can help.
Tax Band | % | Taxable Sum | Tax |
---|---|---|---|
£0 - £500,000 |
0% |
£0.00 |
£0.00 |
500,000 - £925,000 |
5% |
£0.00 |
£0.00 |
£925,000 - £1,500,000 |
10% |
£0.00 |
£0.00 |
£1,500,000+ |
12% |
£0.00 |
£0.00 |
For more information about
Overseas Mortgages contact Miranda John

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Thank you for the amazing service provided. I cannot express how happy and grateful the family and I are with the move. We are delighted to be in the new house and so much of…
I am truly indebted to SPF for their dedicated service and invaluable advice. Getting a mortgage is a very daunting task for foreign nationals, however, their skilful team has helped me go through the process…
We were so happy working with our SPF broker to secure the loan to purchase our new apartment in France. From start to finish she was extremely good to work with. Past experience meant my…
Many thanks for all of your help. You were wonderful throughout the otherwise arduous process.
My broker has looked after me for quite a few years and I will always be his customer.
Really impressed with my broker. Great for first time buyers as he explained everything extremely clearly and made it all seem relatively seamless.
My broker provided a very comprehensive and helpful service throughout. Whenever we needed her advice it was given.
My broker is extremely diligent and timely. Her work was exemplary and I have no doubt to recommend her.
Great to work with my broker and she is the best IFA I have ever met or experienced in all of my years of property investment.
I can’t praise my broker enough and as a result we have achieved something we dreamed about but never thought we could manage. Thank you.
I have used SPF for several mortgages now and can totally rely on the professionalism and services.
Seamless and effortless service. Efficient, calm and informed.
Seamless, slick, professional, clear and concise advice. Have used SPF for around 18 years. Will continue to do so. Thank you.
Concise, tailored advice that fitted our needs perfectly both for the mortgage and insurance. Thank you.
We are happy with the new rate which is half of the former and the new bank. Well done SPF.
Extremely efficient and informative and delivered desired results.
The best mortgage service we have had ever.
My broker was great and got me a mortgage offer in only 10 days from application. Fantastic, thank you.
This was a superb service. Streets ahead of the competition. Well done.
My brokers knowledge of the financial markets and products was excellent and we couldn’t have got what we wanted without her. Many thanks.
My broker understood exactly what I needed with my 3 remortgages and his assistant was excellent at keeping me informed and pushing things along.
I keep coming back because my broker gets it, knows the market and I trust him.
Absolutely amazing service. My broker was there every step. We could reach him any moment. He knew where we were at any time. Great.
My broker is particularly good at working with complex applications.
I have been impressed with SPF’s access to the market.
It wasn’t a straightforward mortgage due to the nature of the house. My broker made it look easy.
The service was excellent and efficient and also very strict and thorough. Many thanks.
Every member of the team was helpful and exceptionally professional throughout.
My broker covered everything and recommended a very suitable product.
As always my broker exceeded my expectations.
Excellent and professional. 10 out of 10.
Very professional and full of good advice.
Great service. Guaranteed to find a suitable product. My broker goes the extra mile to ensure the application process is as streamlined as possible.
Excellent. The best I have experienced.
My broker made the whole process as easy and smooth as possible. Excellent service thank you.
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