Residential Mortgages
Self-Employed Mortgages
The number of self-employed people may be growing but getting a mortgage is not always straightforward. While your accountant may structure your income in such a way as to minimise the tax you pay, it can be difficult to satisfy a lender that you can afford a mortgage. Lenders may also struggle to understand more complex income streams such as dividends, bonuses and retained profits in a business. Many of SPF’s clients are self-employed so we have plenty of experience in dealing with their mortgage requirements and know which lenders are most likely to offer competitive terms.
Initial Rate:
1.44%
Until:
Fixed31/12/2024
Reverting To:
4.99%
APRC:
3.5%
Early Repayment Charge:
Until31/12/2024
More Info
Initial Rate:
1.46%
Until:
Fixed01/03/2025
Reverting To:
4.99%
APRC:
3.6%
Early Repayment Charge:
Until01/03/2025
More InfoInitial Rate:
1.05%
Until:
Fixed31/03/2022
Reverting To:
4.24%
APRC:
3.8%
Early Repayment Charge:
Until31/03/2022
More InfoInitial Rate:
1.19%
Until:
Fixed31/03/2022
Reverting To:
4.24%
APRC:
3.8%
Early Repayment Charge:
Until31/03/2022
More InfoInitial Rate:
1.19%
Until:
Fixed31/03/2022
Reverting To:
4.24%
APRC:
3.8%
Early Repayment Charge:
Until31/03/2022
More InfoInitial Rate:
1.26%
Until:
Fixed31/03/2022
Reverting To:
4.24%
APRC:
3.8%
Early Repayment Charge:
Until31/03/2022
More InfoInitial Rate:
1.80%
Until:
Fixed31/01/2022
Reverting To:
4.24%
APRC:
3.9%
Early Repayment Charge:
Until31/01/2022
More InfoInitial Rate:
1.54%
Until:
Fixed31/03/2025
Reverting To:
4.24%
APRC:
3.4%
Early Repayment Charge:
Until31/03/2025
More InfoInitial Rate:
1.58%
Until:
Fixed31/01/2025
Reverting To:
4.24%
APRC:
3.1%
Early Repayment Charge:
Until31/01/2025
More InfoInitial Rate:
0.98%
Until:
Tracker31/03/2025
Reverting To:
4.24%
APRC:
3.9%
Early Repayment Charge:
Until 31/03/2025
More InfoInitial Rate:
1.13%
Until:
Tracker31/03/2022
Reverting To:
4.24%
APRC:
3.9%
Early Repayment Charge:
Until 31/03/2022
More InfoMortgage Calculator
Stamp Duty Calculator
For more information about
Self-Employed Mortgages contact SPF Property Finance

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