Residential Mortgages
Self-Employed Mortgages
The number of self-employed people may be growing but getting a mortgage is not always straightforward. While your accountant may structure your income in such a way as to minimise the tax you pay, it can be difficult to satisfy a lender that you can afford a mortgage. Lenders may also struggle to understand more complex income streams such as dividends, bonuses and retained profits in a business. Many of SPF’s clients are self-employed so we have plenty of experience in dealing with their mortgage requirements and know which lenders are most likely to offer competitive terms.
Initial Rate:
0.91%
Until:
Fixed24 months
Reverting To:
3.59%
APRC:
3.2%
Early Repayment Charge:
For24 months
More InfoInitial Rate:
1.04%
Until:
Fixed24 months
Reverting To:
3.59%
APRC:
3.3%
Early Repayment Charge:
For24 months
More InfoInitial Rate:
1.07%
Until:
Fixed31/08/2023
Reverting To:
4.34%
APRC:
4.0%
Early Repayment Charge:
Until31/08/2023
More InfoInitial Rate:
1.89%
Until:
Fixed24 months
Reverting To:
3.59%
APRC:
3.6%
Early Repayment Charge:
For24 months
More InfoInitial Rate:
1.94%
Until:
Fixed31/08/2023
Reverting To:
3.59%
APRC:
3.5%
Early Repayment Charge:
Until31/08/2023
More InfoInitial Rate:
2.29%
Until:
Fixed24 months
Reverting To:
3.59%
APRC:
3.6%
Early Repayment Charge:
For24 months
More InfoInitial Rate:
0.99%
Until:
Fixed60 months
Reverting To:
3.59%
APRC:
2.7%
Early Repayment Charge:
For 60 months
More InfoInitial Rate:
1.23%
Until:
Fixed60 months
Reverting To:
3.59%
APRC:
2.8%
Early Repayment Charge:
For60 months
More InfoInitial Rate:
1.29%
Until:
Fixed31/08/2026
Reverting To:
3.54%
APRC:
2.9%
Early Repayment Charge:
Until31/08/2026
More InfoInitial Rate:
3.54%
Until:
Fixed60 months
Reverting To:
3.59%
APRC:
3.8%
Early Repayment Charge:
For60 months
More InfoInitial Rate:
0.98%
Until:
Tracker31/08/2023
Reverting To:
3.59%
APRC:
3.2%
Early Repayment Charge:
Until 31/08/2023
More InfoInitial Rate:
1.00%
Until:
Tracker30/11/2023
Reverting To:
3.59%
APRC:
3.2%
Early Repayment Charge:
Until30/11/2023
More InfoMortgage Calculator
Stamp Duty Calculator
For more information about
Self-Employed Mortgages contact SPF Property Finance
Related Downloadable Material
Self-Employed
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