Residential Mortgages

Self-Employed

The number of self-employed people may be growing but getting a mortgage is not always straightforward. While your accountant may structure your income in such a way as to minimise the tax you pay, it can be difficult to satisfy a lender that you can afford a mortgage. Lenders may also struggle to understand more complex income streams such as dividends, bonuses and retained profits in a business. Many of SPF’s clients are self-employed so we have plenty of experience in dealing with their mortgage requirements and know which lenders are most likely to offer competitive terms.

Initial Rate:

1.24%

Until:

Fixed28/02/2019

Reverting To:

3.89%

APRC:

3.5%

Early Repayment Charge:

Until28/02/2019

More Info
Initial Rate:

1.65%

Until:

TrackerFor term

Reverting To:

N/A

APRC:

1.8%

Early Repayment Charge:

None

More Info
Initial Rate:

1.89%

Until:

Fixed30/04/2022

Reverting To:

3.74%

APRC:

3.1%

Early Repayment Charge:

Until30/04/2022

More Info
Initial Rate:

1.99%

Until:

Fixed28/02/2019

Reverting To:

3.75%

APRC:

3.6%

Early Repayment Charge:

Until28/02/2019

More Info

Mortgage Calculator

Repayment: £0.00 pcm
Interest Only: £0.00 pcm

Stamp Duty Calculator

Stamp Duty: £0.00
Effective Rate: 0.00 %
For more information about
Self-Employed contact SPF Property Finance

Insurance

Choosing the right insurance cover for your needs

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Need assistance? Please get in touch

SPF Private Clients are experts in helping people achieve their goals by providing the right funding, wealth management and insurance advice.

Your home may be repossessed if you do not keep up repayments on your mortgage.

A fee of up to 1% of the loan amount is payable. For example, if we arrange a loan of £100,000 the fee could be £1,000. The exact fee charged will depend on the amount of work undertaken.

SPF Property Finance is a trading style of SPF Private Clients Limited which is authorised and regulated by the Financial Conduct Authority (FCA).