Residential Mortgages
Self-Employed Mortgages
The number of self-employed people may be growing but getting a mortgage is not always straightforward. While your accountant may structure your income in such a way as to minimise the tax you pay, it can be difficult to satisfy a lender that you can afford a mortgage. Lenders may also struggle to understand more complex income streams such as dividends, bonuses and retained profits in a business. Many of SPF’s clients are self-employed so we have plenty of experience in dealing with their mortgage requirements and know which lenders are most likely to offer competitive terms.
Initial Rate:
0.89%
Until:
Fixed31/01/2024
Reverting To:
3.54%
APRC:
3.4%
Early Repayment Charge:
Until 31/01/2024
More InfoInitial Rate:
0.84%
Until:
Fixed29/02/2024
Reverting To:
3.59%
APRC:
3.3%
Early Repayment Charge:
Until 29/02/2024
More InfoInitial Rate:
0.99%
Until:
Fixed31/01/2024
Reverting To:
3.54%
APRC:
3.4%
Early Repayment Charge:
Until 31/01/2024
More InfoInitial Rate:
0.94%
Until:
Fixed29/02/2024
Reverting To:
3.59%
APRC:
3.4%
Early Repayment Charge:
Until29/02/2024
More InfoInitial Rate:
1.39%
Until:
Fixed31/01/2024
Reverting To:
3.54%
APRC:
3.4%
Early Repayment Charge:
Until31/01/2024
More InfoInitial Rate:
1.39%
Until:
Fixed31/01/2024
Reverting To:
3.5%
APRC:
3.4%
Early Repayment Charge:
Until31/01/2024
More InfoInitial Rate:
1.79%
Until:
Fixed31/01/2024
Reverting To:
3.59%
APRC:
3.4%
Early Repayment Charge:
Until 31/01/2024
More InfoInitial Rate:
0.99%
Until:
Fixed02/01/2027
Reverting To:
3.35%
APRC:
2.8%
Early Repayment Charge:
Until 02/01/2027
More InfoInitial Rate:
1.16%
Until:
Fixed60 months
Reverting To:
3.59%
APRC:
2.9%
Early Repayment Charge:
Within60 months
More InfoInitial Rate:
1.15%
Until:
Fixed01/02/2027
Reverting To:
4.34%
APRC:
3.1%
Early Repayment Charge:
Until31/01/2026
More InfoInitial Rate:
0.85%
Until:
Tracker24 months
Reverting To:
3.59%
APRC:
3.4%
Early Repayment Charge:
None
More InfoInitial Rate:
0.95%
Until:
Tracker24 months
Reverting To:
3.59%
APRC:
3.4%
Early Repayment Charge:
None
More InfoSelf-Employed
Stamp Duty Calculator
Stamp Duty to pay: |
Effective Rate: |
Need assistance? Please get in touch
SPF Private Clients are experts in helping people achieve their goals by providing the right funding, wealth management and insurance advice.
A fee of up to 1% of the loan amount is payable. For example, if we arrange a loan of £100,000 the fee could be £1,000. The exact fee charged will depend on the amount of work undertaken.
SPF Property Finance is a trading style of SPF Private Clients Limited which is authorised and regulated by the Financial Conduct Authority (FCA).