Residential Mortgages
Self-Employed Mortgages
The number of self-employed people may be growing but getting a mortgage is not always straightforward. While your accountant may structure your income in such a way as to minimise the tax you pay, it can be difficult to satisfy a lender that you can afford a mortgage. Lenders may also struggle to understand more complex income streams such as dividends, bonuses and retained profits in a business. Many of SPF’s clients are self-employed so we have plenty of experience in dealing with their mortgage requirements and know which lenders are most likely to offer competitive terms.
Initial Rate:
1.42%
Until:
Fixed31/12/2025
Reverting To:
3.54%
APRC:
2.8%
Early Repayment Charge:
Until31/12/2025
More InfoInitial Rate:
1.20%
Until:
Fixed31/12/2022
Reverting To:
3.59%
APRC:
3.3%
Early Repayment Charge:
Until31/12/2022
More InfoInitial Rate:
1.13%
Until:
Fixed31/12/2022
Reverting To:
3.59%
APRC:
3.3%
Early Repayment Charge:
Until31/12/2022
More InfoInitial Rate:
1.43%
Until:
Fixed31/12/2022
Reverting To:
3.59%
APRC:
3.3%
Early Repayment Charge:
Until31/12/2022
More InfoInitial Rate:
1.28%
Until:
Fixed31/12/2022
Reverting To:
3.59%
APRC:
3.3%
Early Repayment Charge:
Until31/12/2022
More InfoInitial Rate:
1.99%
Until:
Fixed31/12/2022
Reverting To:
3.54%
APRC:
3.5%
Early Repayment Charge:
Until31/12/2022
More InfoInitial Rate:
3.24%
Until:
Fixed24 months
Reverting To:
3.59%
APRC:
3.5%
Early Repayment Charge:
For24 months
More InfoInitial Rate:
1.63%
Until:
Fixed31/12/2025
Reverting To:
4.34%
APRC:
3.4%
Early Repayment Charge:
Until31/12/2025
More InfoInitial Rate:
1.54%
Until:
Fixed31/12/2025
Reverting To:
3.59%
APRC:
2.9%
Early Repayment Charge:
Until31/12/2025
More InfoInitial Rate:
1.44%
Until:
Tracker24 months
Reverting To:
3.54%
APRC:
3.3%
Early Repayment Charge:
None
More InfoInitial Rate:
1.64%
Until:
Tracker24 months
Reverting To:
3.54%
APRC:
3.3%
Early Repayment Charge:
None
More InfoMortgage Calculator
Stamp Duty Calculator
For more information about
Self-Employed Mortgages contact SPF Property Finance
Related Downloadable Material
Self-Employed
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