Residential Mortgages

Mortgages For First-Time Buyers

Buying your first home is exciting but it can also be a daunting prospect. Money is likely to be tight so picking the right mortgage is crucial. With so many products available, some with special incentives aimed at first-time buyers such as no product fees or cash back, it can be hard figuring out the best option. This is where SPF can help – we can assist in choosing the right product for your circumstances and guide you through the process of applying for a mortgage. This will leave you free to concentrate on the exciting stuff, such as where you are going to put the sofa.

Initial Rate	Until	Reverting To	Overall Cost for Comparison	Early Repayment Charge
0.91%	Fixed24 months	3.59%	3.2%APRC	For24 months	More Info
1.04%	Fixed24 months	3.59%	3.3%APRC	For24 months	More Info
1.89%	Fixed24 months	3.59%	3.6%APRC	For24 months	More Info
2.29%	Fixed24 months	3.59%	3.6%APRC	For24 months	More Info
3.25%	Fixed30/09/2023	4.49%	4.3%APRC	Until30/09/2023	More Info
0.99%	Fixed60 months	3.59%	2.7%APRC	For 60 months	More Info
1.23%	Fixed60 months	3.59%	2.8%APRC	For60 months	More Info
3.54%	Fixed60 months	3.59%	3.8%APRC	For60 months	More Info
1.00%	Tracker30/11/2023	3.59%	3.2%APRC	Until30/11/2023	More Info

Initial Rate:

0.91%

Until:

Fixed24 months

Reverting To:

3.59%

APRC:

3.2%

Early Repayment Charge:

For24 months

More Info

Initial Rate:

1.04%

Until:

Fixed24 months

Reverting To:

3.59%

APRC:

3.3%

Early Repayment Charge:

For24 months

More Info

Initial Rate:

1.89%

Until:

Fixed24 months

Reverting To:

3.59%

APRC:

3.6%

Early Repayment Charge:

For24 months

More Info

Initial Rate:

2.29%

Until:

Fixed24 months

Reverting To:

3.59%

APRC:

3.6%

Early Repayment Charge:

For24 months

More Info

Initial Rate:

3.25%

Until:

Fixed30/09/2023

Reverting To:

4.49%

APRC:

4.3%

Early Repayment Charge:

Until30/09/2023

More Info

Initial Rate:

0.99%

Until:

Fixed60 months

Reverting To:

3.59%

APRC:

2.7%

Early Repayment Charge:

For 60 months

More Info

Initial Rate:

1.23%

Until:

Fixed60 months

Reverting To:

3.59%

APRC:

2.8%

Early Repayment Charge:

For60 months

More Info

Initial Rate:

3.54%

Until:

Fixed60 months

Reverting To:

3.59%

APRC:

3.8%

Early Repayment Charge:

For60 months

More Info

Initial Rate:

1.00%

Until:

Tracker30/11/2023

Reverting To:

3.59%

APRC:

3.2%

Early Repayment Charge:

Until30/11/2023

More Info

Mortgage Calculator

Repayment: £0.00 pcm

Interest Only: £0.00 pcm

Stamp Duty Calculator

Stamp Duty: £0.00

Effective Rate: 0.00 %

Tax Band	%	Taxable Sum	Tax
£0 - £500,000	0%	£0.00	£0.00
500,000 - £925,000	5%	£0.00	£0.00
£925,000 - £1,500,000	10%	£0.00	£0.00
£1,500,000+	12%	£0.00	£0.00

For more information about
Mortgages For First-Time Buyers contact SPF Property Finance

SPF Property Finance

+44 (0)333 222 6643

info@spf.co.uk

Get in Touch

Related Downloadable Material

First-Time Buyers

Download

Related Services

New Homes

Buildings Insurance

Contents Insurance

Life and Health Insurance

Need assistance? Please get in touch

SPF Private Clients are experts in helping people achieve their goals by providing the right funding, wealth management and insurance advice.

+44 (0)333 222 6688 | info@spf.co.uk

Enquire Here

Residential Mortgages

Mortgages For First-Time Buyers

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Early Repayment Charge:

Initial Rate:

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APRC:

Early Repayment Charge:

Mortgage Calculator

Stamp Duty Calculator

For more information aboutMortgages For First-Time Buyers contact SPF Property Finance

SPF Property Finance

Related Downloadable Material

Related Services

New Homes

Buildings Insurance

Contents Insurance

Life and Health Insurance

Insurance

Need assistance? Please get in touch

+44 (0)333 222 6688 | info@spf.co.uk

Your home may be repossessed if you do not keep up repayments on your mortgage.

For more information about
Mortgages For First-Time Buyers contact SPF Property Finance