Residential Mortgages
Mortgages For First-Time Buyers
Buying your first home is exciting but it can also be a daunting prospect. Money is likely to be tight so picking the right mortgage is crucial. With so many products available, some with special incentives aimed at first-time buyers such as no product fees or cash back, it can be hard figuring out the best option. This is where SPF can help – we can assist in choosing the right product for your circumstances and guide you through the process of applying for a mortgage. This will leave you free to concentrate on the exciting stuff, such as where you are going to put the sofa.
Initial Rate:
1.29%
Until:
Fixed02/05/2026
Reverting To:
3.35%
APRC:
2.7%
Early Repayment Charge:
Until02/05/2026
More InfoInitial Rate:
1.14%
Until:
Fixed30/04/2023
Reverting To:
4.64%
APRC:
3.8%
Early Repayment Charge:
Until02/04/2023
More InfoInitial Rate:
1.24%
Until:
Fixed30/04/2023
Reverting To:
4.55%
APRC:
4.1%
Early Repayment Charge:
Until30/04/2023
More InfoInitial Rate:
2.54%
Until:
Fixed31/05/2023
Reverting To:
4.34%
APRC:
4.2%
Early Repayment Charge:
Until31/05/2023
More InfoInitial Rate:
3.24%
Until:
Fixed24 months
Reverting To:
3.59%
APRC:
3.8%
Early Repayment Charge:
For24 months
More InfoInitial Rate:
1.64%
Until:
Fixed31/05/2026
Reverting To:
3.54%
APRC:
2.9%
Early Repayment Charge:
Until31/05/2026
More InfoInitial Rate:
1.39%
Until:
Tracker24 months
Reverting To:
3.54%
APRC:
3.4%
Early Repayment Charge:
None
More InfoInitial Rate:
1.72%
Until:
Tracker24 months
Reverting To:
3.59%
APRC:
3.3%
Early Repayment Charge:
None
More InfoMortgage Calculator
Stamp Duty Calculator
For more information about
Mortgages For First-Time Buyers contact SPF Property Finance

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