Residential Mortgages

Mortgages that suit your needs

If you are buying your first home, moving to another property or remortgaging onto a new deal, you will require a residential mortgage. With so many residential mortgages and a variety of rates and fees, it can be difficult to select the right product for your circumstances, which is where a mortgage broker such as SPF comes in. We have access to a wide range of mortgage options with some great rates, as well as a number of exclusive deals, so should be able to find the right residential mortgage for you whether you are a first-time buyer, remortgaging or self-employed.

Property Purchase

Remortgaging

High Value Mortgages

Loans for Foreign Nationals

Mortgages For First-Time Buyers

Self-Employed Mortgages

	Initial Rate	Until	Reverting To	Overall Cost for Comparison	Early Repayment Charge
	1.89%	Fixed31/08/2023	3.94%	3.2%APRC	For31/08/2023	More Info

Initial Rate:

1.89%

Until:

Fixed31/08/2023

Reverting To:

3.94%

APRC:

3.2%

Early Repayment Charge:

For31/08/2023

More Info

Tax Band	%	Taxable Sum	Tax
£0 - £125,000	0%	£0.00	£0.00
£125,000 - £250,000	2%	£0.00	£0.00
£250,000 - £925,000	5%	£0.00	£0.00
£925,000 - £1,500,000	10%	£0.00	£0.00
£1,500,000+	12%	£0.00	£0.00
£0 - £300,000	0%	£0.00	£0.00
£300,000 - £500,000	5%	£0.00	£0.00