Mortgages

New Homes

If you are buying a new-build apartment or house, it can be a complex business from a mortgage perspective, particularly if you are buying off-plan or completion is some months away. SPF has many years’ experience of arranging finance in the new-build market, working closely with a number of property developers and agents across the UK. We can also assist you if you are buying through one of the government’s new-build schemes such as the Help to Buy: Equity Loan and have access to all available lenders in the market. We may also be able to offer preferential or bespoke arrangements, ensuring you get the most suitable and cost-effective funding solution when buying your new home.

Mortgage Calculator

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Stamp Duty Calculator

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New Homes contact SPF New Homes

Insurance

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SPF Private Clients are experts in helping people achieve their goals by providing the right funding, wealth management and insurance advice.

Your home may be repoSSessed if you do not keep up repayments on your mortgagE.

A fee of up to 1% of the loan amount is payable. For example, if we arrange a loan of £100,000 the fee could be £1,000. The exact fee charged will depend on the amount of work undertaken. If you are buying through the Help to Buy: Equity Loan scheme this fee will be set at £399.

SPF New Homes is a trading style of SPF Private Clients Limited which is authorised and regulated by the Financial Conduct Authority (FCA).