Property Purchase

Residential 2 Year Tracker 75%

Product Type

2 Year Tracker

Initial Rate

1.28%

Until

Tracker31/01/2022

Reverting To

4.24%

Overall Cost for Comparison

3.9%APRC

Early Repayment Charge

Until 31/01/2022

Maximum Loan To Value

75%

Maximum Loan Size

£1m

Fees

£999

Product Features

Tracker linked to Bank of England Base Rate (currently 0.75%)

Mortgage Calculator

Repayment: £0.00 pcm

Interest Only: £0.00 pcm

Stamp Duty Calculator

Stamp Duty: £0.00

Effective Rate: 0.00 %

Tax Band	%	Taxable Sum	Tax
£0 - £125,000	0%	£0.00	£0.00
£125,000 - £250,000	2%	£0.00	£0.00
£250,000 - £925,000	5%	£0.00	£0.00
£925,000 - £1,500,000	10%	£0.00	£0.00
£1,500,000+	12%	£0.00	£0.00
£0 - £300,000	0%	£0.00	£0.00
£300,000 - £500,000	5%	£0.00	£0.00

Pros

10% overpayments allowed per annum without penalty

Cons

Purchase Only

Your home may be reposessed if you do not keep up repayments on your mortgage

A fee of up to 1% of the loan amount is payable. For example, if we arrange a loan of £100,000 the fee will could be £1,000. The exact fee charged will depend on the amount of work undertaken. SPF Private Clients Limited is authorised and regulated by the Financial Conduct Authority (FCA). The FCA does not regulate some forms of buy-to-let or commercial mortgages or taxation advice. Approved and issued by SPF Private Clients Limited, City Place House, 55 Basinghall Street, London, EC2V 5DX. Date Issued January 2016.