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Mortgages

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Commercial Finance

Residential Rates

0.99%

Initial
Rate

4.74%

Reverting
To

4.2%APRC

Overall cost for
comparison

£1995

Fee

Investment Rates

1.59%

Initial
Rate

4.74%

Reverting
To

4.2%APRC

Overall cost for
comparison

£1995

Fee

SPF Private Clients
Whether you are buying your first flat, getting married, having children, investing in a holiday home or planning your retirement, SPF can make it happen. We help clients achieve their goals by providing the right funding, wealth management and insurance advice.

Mortgage Calculator

Repayment: £0.00 pcm

Interest Only: £0.00 pcm

Stamp Duty Calculator

Property is a buy-to-let or second home

Stamp Duty: £0.00

Effective Rate: 0.00 %

Tax Band	%	Taxable Sum	Tax
£0 - £125,000	0%	£0.00	£0.00
£125,000 - £250,000	2%	£0.00	£0.00
£250,000 - £925,000	5%	£0.00	£0.00
£925,000 - £1,500,000	10%	£0.00	£0.00
£1,500,000+	12%	£0.00	£0.00

10 July 2017

Press Coverage

House prices in the UK rebounded in June, according to Nationwide building society. Mark Harris,…

WHY HIGH MORTGAGE FEES MAY SOMETIMES BE WORTH...

THE AVERAGE FIXED MORTGAGE ARRANGEMENT FEE IS NOW AT ITS HIGHEST POINT SINCE AUGUST 2013,…

WHAT’S HAPPENING TO THE FRENCH PROPERTY MARKET POST-EU...

FRANCE HAS LONG BEEN A POPULAR DESTINATION FOR BRITS LOOKING TO BUY PROPERTY ABROAD AND…

Press Coverage

Most first-time buyers who get a mortgage through SPF Private Clients receive ‘significant financial assistance’…

BUY-TO-LET FALTERS AS TAX CRACKDOWN AND TOUGHER CRITERIA...

THE COUNCIL OF MORTGAGE LENDERS (CML) HAS REVISED ITS BUY-TO-LET FORECASTS DOWNWARDS, EXPECTING £35 BILLION…

LENDERS TARGET THOSE REMORTGAGING WITH ROCK-BOTTOM RATES

A HUNG PARLIAMENT MAY HAVE BEEN THE UNEXPECTED OUTCOME OF THE GENERAL ELECTION BUT THE…

Press Coverage

The General Election may have resulted in a hung parliament but there is no need…

Portuguese Property Market Recovers as Brits are enticed...

THE PORTUGUESE PROPERTY MARKET WAS HIT HARD BY THE FINANCIAL DOWNTURN BUT A RECENT VISIT…

SPF Private Clients celebrates 20 years

We are delighted to announce that SPF Private Clients is this week celebrating its 20th anniversary….

Press Coverage

House prices are rising faster than incomes but one way of keeping costs down is…

WHY OVERPAYING ON YOUR MORTGAGE CAN MAKE A...

WITH BASE RATE AT ROCK BOTTOM, AND SAVINGS NOT EARNING MUCH IN THE WAY OF…

Press Coverage

The Bank of Mum and Dad is the 10th biggest mortgage lender, according to a…

Why election fever is not having a negative...

Prime Minister Theresa May’s announcement that there would be a general election next month took…

CALLING UPON THE BANK OF MUM AND DAD...

PARENTS ARE PREDICTED TO LEND MORE THAN £6.5BN THIS YEAR TO HELP THEIR CHILDREN GET…

Press Coverage

Lenders have been cutting their mortgage rates in order to attract more business. Mark Harris…

HOW LOW CAN MORTGAGES GO?

JUST WHEN WE THOUGHT MORTGAGE RATES HAD GONE AS LOW AS THEY POSSIBLY COULD, PARTICULARLY…

IS IT ABOUT TO BECOME EASIER FOR BRITS...

MANY PEOPLE ARE CONCERNED ABOUT THE POSSIBLE REPERCUSSIONS OF BREXIT ON MORTGAGES IN OVERSEAS COUNTRIES…

Press Coverage

Mortgage rates continue to fall. Mark Harris of SPF Private Clients, said: ‘It is almost…

Pooling resources - why it's worth seeking expert...

MOVING IN WITH A PARTNER IS A RELATIONSHIP MILESTONE BUT WHILE IT’S NOT ROMANTIC, YOU…

WHAT IS THE OUTLOOK FOR MORTGAGE RATES?

DESPITE THE US FEDERAL RESERVE RAISING INTEREST RATES BY A QUARTER POINT THIS WEEK, THE…

Press Coverage

Borrowers worried about the potential effect of Brexit and the Trump administration can lock in…

As life becomes tougher for landlords, it is...

THE BUY-TO-LET MARKET HAS CHANGED SIGNIFICANTLY OVER THE PAST 18 MONTHS, WITH A STAMP DUTY…

Press Coverage

Analysis by Savills for The Times reveals that the average London homebuyer is borrowing four…

Financing options for buying in France, Spain, Portugal...

WITH THE POUND MAKING UP GROUND ON THE EURO SINCE THE INITIAL SHOCK OF THE…

Press Coverage

There has been much debate over whether borrowers should take out a 10-year fixed-rate mortgage…

BORROWERS WELCOME THE RETURN OF THE SUB 1...

AT THE END OF LAST YEAR, THERE WAS SOME SPECULATION THAT WE HAD SEEN THE…

MORTGAGE LENDING REACHES HIGHEST LEVELS SINCE 2008, SAYS...

GROSS MORTGAGE LENDING REACHED AN ESTIMATED £20.4 BILLION IN SEPTEMBER, BRINGING THE TOTAL FOR THE…

Press Coverage

Over the past few days you may have seen us mentioned in the following articles: London…

WHAT DOES THE YEAR HAVE IN STORE FOR...

2016 TURNED OUT TO BE A DRAMATIC YEAR AND THE UNEXPECTED VOTE TO LEAVE THE…

Why New Year is a great time for...

While many people make new year resolutions to lose weight or drink less alcohol, it…

Is buy-to-let set to become less attractive for...

THE BUY-TO-LET SECTOR HAS BEEN HIT BY A STRING OF PUNITIVE MEASURES DESIGNED TO LEVEL…

Multi-generational living on the rise as families club...

RISING PROPERTY PRICES AND STAGNANT SALARIES COMBINED WITH OLDER GENERATIONS SURVIVING FOR LONGER AND REQUIRING…

Buying at auction - why it’s vital to...

INVESTORS KEEN TO SNAP UP A PROPERTY AT A BARGAIN PRICE MAY BE TEMPTED TO…

Should you snap up a long-term fixed rate...

After a long period of lenders continually reducing their fixed-rate mortgages, we are starting to…

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Overseas Mortgages

Arranging an overseas mortgage for your holiday home

Need assistance? Please get in touch

SPF Private Clients are experts in helping people achieve their goals by providing the right funding, wealth management and insurance advice.

+44 (0)333 222 6688 | info@spf.co.uk

Enquire Here

Home

We Make it happen

Mortgages

Insurance

Wealth Management

Commercial Finance

Residential Rates

0.99%

4.74%

4.2%APRC

£1995

Investment Rates

1.59%

4.74%

4.2%APRC

£1995

Mortgage Calculator

Stamp Duty Calculator

10 July 2017

Press Coverage

7 July 2017

WHY HIGH MORTGAGE FEES MAY SOMETIMES BE WORTH...

3 July 2017

WHAT’S HAPPENING TO THE FRENCH PROPERTY MARKET POST-EU...

28 June 2017

Press Coverage

27 June 2017

BUY-TO-LET FALTERS AS TAX CRACKDOWN AND TOUGHER CRITERIA...

15 June 2017

LENDERS TARGET THOSE REMORTGAGING WITH ROCK-BOTTOM RATES

12 June 2017

Press Coverage

6 June 2017

Portuguese Property Market Recovers as Brits are enticed...

2 June 2017

SPF Private Clients celebrates 20 years

23 May 2017

Press Coverage

23 May 2017

WHY OVERPAYING ON YOUR MORTGAGE CAN MAKE A...

9 May 2017

Press Coverage

8 May 2017

Why election fever is not having a negative...

3 May 2017

CALLING UPON THE BANK OF MUM AND DAD...

24 April 2017

Press Coverage

13 April 2017

HOW LOW CAN MORTGAGES GO?

5 April 2017

IS IT ABOUT TO BECOME EASIER FOR BRITS...

29 March 2017

Press Coverage

23 March 2017

Pooling resources - why it's worth seeking expert...

17 March 2017

WHAT IS THE OUTLOOK FOR MORTGAGE RATES?

15 March 2017

Press Coverage

7 March 2017

As life becomes tougher for landlords, it is...

28 February 2017

Press Coverage

21 February 2017

Financing options for buying in France, Spain, Portugal...

14 February 2017

Press Coverage

10 February 2017

BORROWERS WELCOME THE RETURN OF THE SUB 1...

26 January 2017

MORTGAGE LENDING REACHES HIGHEST LEVELS SINCE 2008, SAYS...

23 January 2017

Press Coverage

18 January 2017

WHAT DOES THE YEAR HAVE IN STORE FOR...

11 January 2017

Why New Year is a great time for...

14 December 2016

Is buy-to-let set to become less attractive for...