0.99% Initial Rate
3.94% Subsequent Rate
£1499 Arrangement Fee
* The overall cost for comparison
1.89% Initial Rate
5.79% Subsequent Rate
£2495 Arrangement Fee
* The overall cost for comparison
Market comment

Mark Harris
Chief Executive

26 October 2016

Mortgage approvals drop but remortgaging remains robust

House purchase approval numbers were 15 per cent lower in September while remortgaging numbers were also down on the corresponding figures for 2015, according to the British Banker’s Association.

Welcome to SPF Private Clients

Welcome to SPF Private Clients

Whether you are looking for residential, investment, commercial or international property finance, insurance or financial planning you have come to the right place. We are a leading UK financial services intermediary offering advice to help you make the right choices for your circumstances.

Specialising at the top-end of the market, we are able to finance and insure any property type anywhere in the world. We can also arrange cover to protect you or your family from unforeseen circumstances.


Whether you are buying your own home or an investment property, most people need a mortgage to do so.

Read more
Overseas Mortgages

Buying property abroad is becoming increasingly popular. But if you need a mortgage it can get complicated.

Read more
Commercial Mortgages

We arrange commercial finance across a range of sectors, including: hotels, residential, care homes, agricultural and retail property.

Read more
Financial Planning

Financial planning can be a complicated area. Independent advice that is whole-of-market is crucial.

Read more
We are moving

Tel +44 (0) 870 900 7762

Mortgage calculator

Over   years
with   % interest rate

As a guide

Interest only:




Your home may be repossessed if you do not keep up repayments on your mortgage.
A fee of up to 1% of the loan amount is payable. For example, if we arrange a loan of £100,000 the fee will be £1,000. The exact fee charged will depend on the amount of work undertaken. SPF Private Clients Limited is authorised and regulated by the Financial Conduct Authority (FCA). The FCA does not regulate some forms of buy-to-let or commercial mortgages or taxation advice. Approved and issued by SPF Private Clients Limited, City Place House, 55 Basinghall Street, London, EC2V 5DX. Date Issued January 2016.

Registered in England No. 3680970. Registered Office: City Place House, 55 Basinghall Street, London, EC2V 5DX